Loans

What We’re Offering

What We’re Offering Find your Malaysia funding match. Free and fast.

Whatever you need, a fast cash loan will do the job! Personal Loans – Borrowing up to RM10,000.

Holiday Loans

Energize festivities with Red Point Credit Group’s holiday loans. Rapid approval, trustworthy…

Personal Loan

Embark on your financial journey with personal loan! Enjoy accessibility,…

Emergency Loans

Need quick cash? Red Point Credit Group provides emergency loans for urgent…

Hawkers and Peddlers Loans

Energize festivities with Red Point Credit Group’s holiday loans. Rapid approval, trustworthy…

Moving Loans

Embark on your financial journey with personal loan! Enjoy accessibility,…

Payday Loan

Need quick cash? Red Point Credit Group provides emergency loans for urgent…

Festival Loans

Energize festivities with Red Point Credit Group’s holiday loans. Rapid approval, trustworthy…

Car Repair Loan

Embark on your financial journey with personal loan! Enjoy accessibility,…

Delivery Riders Loan

Need quick cash? Red Point Credit Group provides emergency loans for urgent…

Fast Cash Loan

Energize festivities with Red Point Credit Group’s holiday loans. Rapid approval, trustworthy…

Weekend loans

Embark on your financial journey with personal loan! Enjoy accessibility,…

Small Loans

Need quick cash? Red Point Credit Group provides emergency loans for urgent…

Steps to Apply for Red Point Credit Group Personal Loan Online

Red Point Credit Group offers seamless access to instant personal loans, streamlining the application process with minimal documentation.

Start My Quote

Swiftly get a quote, effortlessly assess loan approval chances, simplifying financial decisions.

Instant Approval

Our dedicated team offers adaptable loan solutions, ensuring quick decisions tailored to your needs.

Secure Funding

Let us streamline the process of acquiring business or personal funding, saving you valuable time.

Consult Our Experts

Gain invaluable assistance in managing debts from our experienced advisors.

Reasons to Choose Personal Loans from Red Point Credit Group

Seeking immediate financial assistance? Look no further than a personal loan. Here’s why Red Point Credit Group’s personal loans are your best bet:

Instant Approval And Disbursal

Get funds quickly with our instant approval and 24-48 hour disbursal process.

Customized Repayment Options

Tailor your repayment plan with choices like EMI-free loans or accelerated repayment.

Expanded Loan Limits

Access loans from RM1,000 to RM10,000 to match your unique needs.

Flexible Loan Durations

Choose a loan term from 3 months to 24 months for manageable payments and peace of mind.

Minimal Documentation

Simplify your application with minimal paperwork for all loan products.

Transparent Process

No hidden fees or prepayment penalties, ensuring clarity and security.

Get a Personal Loan Quickly

One loan. One easy payment.

WE'RE REAL PEOPLE AND WE'RE HERE IF YOU NEED US

Need financing? We’ve got you covered! Our friendly financing experts can answer your questions and help you find the perfect option. Call us on 014-619 8450 or chat with us on WhatsApp.

Terms and Conditions

Loans Terms

Red Point Credit Group offers interest rates subject to availability and approval, tailored to each borrower’s unique credit assessment determined by Red Point Credit Group’s proprietary credit scoring system.

Approval

To gain approval, one must align with Red Point Credit Group’s credit criteria and adhere to responsible lending standards. Various fees, charges, as well as terms and conditions are applicable.

Speed of approval

Speed of approval is conditional on receipt of all requested relevant documents or information.

Establishment Fee

The establishment fee is added to the loan amount paid over the duration of the loan. More info, see our rates and fees page.

Cancellation

An incomplete application will automatically be canceled within 7 working days from the date of application.

Disclaimer

Our loan calculator offers an estimation based on the provided example data. Actual loan terms, rates, fees, and repayments may vary upon individual credit assessment. Please refer to our Interest rates and fees for specific details. It’s important to note that this is not an offer, and all applications are subject to terms and conditions, approval, and funding availability.

These websites, redpointexpress.com or redpointexpress.com.my, are owned by Red Point Credit Group Sdn. Bhd. Malaysia Kredit Komuniti (KK) License Number: WL7419. By accessing, viewing or otherwise using this website, you acknowledge and agree to be subject to the following Terms and Conditions of Use, the Privacy Policy and any other notices, disclaimers and other terms and conditions or other statements contained on this website as amended or modified from time to time.

Complaint

Any statements conflicting with Act 400, confusing, or containing false information regarding this advertisement can be reported as a complaint via the Integrated Complaint System of the Ministry of Housing and Local Government at https://aduan.kpkt.gov.my.

Fees and Charges

Loan terms

Establishment fee

The establishment fee is added to the loan amount paid over the duration of the loan. More info, see our rates and fees page.

Commitment fee

RM10 per month tied to the loan tenure. See our rates and fees page.

Late Payment Fee

Suppose any outstanding balance remains unsettled after the stated due date. In that case, Red Point Credit Group reserves the right to charge a fee of eight percent per annum (8.0% p.a.) or any other fee Red Point Credit Group deems appropriate.

Direct debit dishonor fee

An RM35.00 debit dishonour fee may be incurred if a scheduled payment is missed or returned unpaid.

Attestation fee

A fee of RM50 is designated to cover the necessary expenses associated with verifying and authenticating the required documents for the borrowing transaction.

Stamp duty

A flat 0.5% rate is applied to the full value of the loan as per the Stamp Act 1949 (revised 1989).

Loans

What We’re Offering Find your Malaysia funding match. Free and fast.

Holiday Loans

Personal Loan

Emergency Loans

Hawkers and Peddlers Loans

Moving Loans

Payday Loan

Festival Loans

Car Repair Loan

Delivery Riders Loan

Fast Cash Loan

Weekend loans

Small Loans

Steps to Apply for Red Point Credit Group Personal Loan Online

Start My Quote

Instant Approval

Secure Funding

Consult Our Experts

Reasons to Choose Personal Loans from Red Point Credit Group

Instant Approval And Disbursal

Customized Repayment Options

Expanded Loan Limits

Flexible Loan Durations

Minimal Documentation

Transparent Process

One loan. One easy payment.

WE'RE REAL PEOPLE AND WE'RE HERE IF YOU NEED US

Terms and Conditions

Fees and Charges

Contact Form